Perspectives

article

Cause and Effect: Navigating The Consequences of Zero Interest Rate and Easy Money Policies

For the past four decades, bonds have been on a great run. Investing in bonds today will in most cases yield you a negative real return.

article

For fixed-income investors, waiting for a return to normal rates may not be an option

Matt Dines discusses the implications of persistent public debt growth and low interest rates on investors seeking low-rise yield.

article

Target-date funds: More 'path' than 'glide' and desperately in need of a rethink

Focused on retirees' dignity, John Ruth shares why target-date funds need a rethink to address sequence of return risk and longevity risk.

article

Treasury yields remain higher as investors assess comments by Fed's Powell

Build's Dustin Qualley discusses U.S. Treasury Yields with MarketWatch in the wake of recent remarks coming out of the Federal Reserve.

audio

Cryptocurrency Opens New Frontier for Life Insurers

Listen to John Ruth and Caroline Marwitz discuss target-date funds, glidepaths, and what's important to consider as we look toward the future.

audio

Glidepaths and TDFs: Not all are created equally

Listen to John Ruth and Caroline Marwitz discuss target-date funds, glidepaths, and what's important to consider as we look toward the future.