Effective Date: 2019

The Build Asset Management, LLC (“BAM”), website is subject to laws, regulations and compliance requirements including, without limitation, those provided by the Investment Advisers Act of 1940 and the state law equivalents in states such as (but not necessarily limited to) Missouri. The BAM website provides general information about BAM and its services, as well as some general information about finance and investments. By accessing and using this website, users acknowledge that they have read, understand, and agree to be bound by all of the terms and conditions set forth below. BAM reserves the right to amend these terms of use from time to time by posting the amended terms on this website.

The BAM website is for informational purposes only and does not constitute a complete description of BAM’s investment advisory services. The BAM website does not constitute and is in no way an offer by BAM to buy or sell any securities or financial instruments (including without limitation interests in Collective Investment Funds or Collective Investment Trusts), or a solicitation or offer to provide investment advice or services except, where applicable, in states where BAM is registered. The BAM website does not contain or provide recommendations to clients and the statements and content herein should not be interpreted or used as such. The services, securities and financial instruments described on this website may not be available to or suitable for some or any investors, and not all strategies are appropriate at all times. The value and income of any of the securities or financial instruments mentioned on this website can vary and may fall or rise, and no investor is guaranteed any type of return or against any losses of any kind.

Information throughout this site, whether graphs, charts, formulas, articles, or any other statement or statements, is obtained from sources which BAM believes are reliable, but BAM does not warrant or guarantee the timeliness or accuracy of this information. Nothing on the BAM website should be interpreted to state or imply that past results are an indication of future performance, and it should not be assumed that any future recommendations by BAM based in any manner on any content on this website will be profitable or will otherwise equal past performance of the same or similar recommendations. None of the graphs, charts, formulas or other devices featured or depicted on this this website can in and of itself be used to determine which securities to purchase or sell, or when to purchase or sell them, and none should be used by any person to make decisions about which securities to buy or sell, or when to buy or sell them.

Neither BAM nor its information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user.

Any investment products and services mentioned on this website may have tax consequences. BAM does not provide tax, accounting or legal advice, and all users of the BAM website should seek and consult their own accountants, attorneys or other tax advisors in order to understand the tax consequences of any investment products, strategies or services described on this website.

DISCLAIMER AND OTHER LEGAL ISSUES: THIS SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. BAM MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, REGARDING ACCESS TO OR USE OF THIS SITE, OR THE PRODUCTS, SERVICES OR INFORMATION DESCRIBED ON OR AVAILABLE THROUGH THIS WEBSITE. WITHOUT LIMITING THE FOREGOING, BAM EXPRESSLY DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES OF ACCURACY, COMPLETENESS, TIMELINESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT OF THIRD-PARTY RIGHTS.

NOTHING CONTAINED ON THIS WEBSITE SHALL BE CONSTRUED AS AN ENDORSEMENT OF ANY VIEWS OR OPINIONS EXPRESSED HEREIN NOR AS A CLIENT TESTIMONIAL.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BAM OR ITS MEMBERS, MANAGERS, OFFICERS, AGENTS, REPRESENTATIVES, EMPLOYEES OR COUNSEL BE LIABLE TO ANY USER OF THIS WEBSITE OR ANYONE ELSE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, OR SIMILAR DAMAGES (INCLUDING LOSS OF USE, LOSS OF PROFITS OR LOSS OF DATA) ARISING OUT OF OR RELATED TO THIS WEBSITE OR USE OF THIS SITE, OR FOR ANY DECISION MADE OR ACTION TAKEN BY ANY PARTY IN RELIANCE ON THE INFORMATION PROVIDED ON OR AVAILABLE THROUGH THIS WEBSITE, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THESE TERMS OF USE AND THE RELATIONSHIP BETWEEN BAM AND EACH USER OF THIS WEBSITE RELATING TO USE OF THIS SITE SHALL BE GOVERNED BY AND INTERPRETED IN ACCORDANCE WITH THE LAWS OF THE STATE OF MISSOURI, WITHOUT REGARD TO ANY CONFLICT OF LAWS PRINCIPLES THAT WOULD REQUIRE THE APPLICATION OF THE LAWS OF A DIFFERENT JURISDICTION. EACH USER OF THIS WEBSITE AGREES TO SUBMIT TO THE PERSONAL JURISDICTION OF THE STATE AND FEDERAL COURTS LOCATED WITHIN COLE COUNTY, MISSOURI, FOR ANY DISPUTE, CLAIM OR ACTION ARISING OUT OF OR RELATED TO USE OF THIS SITE OR THESE TERMS OF USE, AND HEREBY WAIVES ANY OBJECTIONS TO THE JURISDICTION OR VENUE OF SUCH COURTS.

BAM RESERVES THE RIGHT TO AMEND THESE TERMS OF USE FROM TIME TO TIME BY POSTING THE AMENDED TERMS ON THIS WEBSITE. USERS WILL BE NOTIFIED OF THESE CHANGES WHEN BAM UPDATES THE “EFFECTIVE DATE” FOR THESE TERMS OF USE, OR POSTS A NOTICE ON THIS WEBSITE THAT THE TERMS OF USE HAVE BEEN CHANGED. NO RIGHT, DUTY, OBLIGATION OR BREACH UNDER OR OF THESE TERMS OF USE MAY BE WAIVED BY ANY ACT, OMISSION OR KNOWLEDGE BY BAM, EXCEPT BY AN INSTRUMENT IN WRITING EXPRESSLY WAIVING THE RIGHT, DUTY, OBLIGATION OR BREACH AND SIGNED BY AN AUTHORIZED REPRESENTATIVE OF BAM.

BAM is required by law to file and maintain a Form ADV, with all required annual updates, with the State of Missouri and other jurisdictions. BAM’s Form ADV includes information about BAM’s business, ownership, clients, employees, business practices, affiliations, and any disciplinary events that have occurred, and includes a narrative brochure written in plain English that contains information such as the types of advisory services BAM offers, its fee schedule, disciplinary information, conflicts of interest, and the educational and business background of BAM’s management and key advisory personnel. A complementary copy of BAM’s ADV will be provided upon request, which such request may be made by contacting: john@getbuilding.com.

BAM takes protection of its clients’ information seriously. Any personal information or information of a private nature submitted or shared through this website is subject to BAM’s Privacy Policy. Please access and review BAM’s Privacy Policy.

BAM reserves the right to revise its Privacy Policy at any time. The most current version of the Privacy Policy can be reviewed by clicking on the link directly above or on the “Privacy Policy” hypertext link located at the bottom of the pages of the BAM website. Continued use of the BAM website constitutes full agreement to any and all revisions to the BAM website made by BAM and those who do agree with or find the revisions unacceptable should not use or access the website.

PLEASE BE ADVISED THAT INFORMATION TRANSMITTED ON THE INTERNET AND/OR STORED ON SYSTEMS ATTACHED TO THE INTERNET IS NOT 100% SECURE. BAM DOES NOT ENSURE, WARRANT OR GUARANTEE THE SECURITY OR INTEGRITY OF ANY INFORMATION TRANSMITTED TO BAM OVER THE INTERNET OR STORED ON BAM’S SYSTEMS. ALTHOUGH BAM EMPLOYS INDUSTRY STANDARD DEVICES, SOFTWARE AND TECHNIQUES TO PROTECT CLIENT AND USER DATA, CLIENTS AND USERS SHOULD NOT DISCLOSE ANY PRIVATE OR CONFIDENTIAL INFORMATION TO BAM VIA THIS WEBSITE. THE PRIVACY POLICY IS NOT APPLICABLE TO, AND BAM IS IN NO WAY WHATSOEVER RESPONSIBLE FOR, THE PRIVACY PRACTICES OF ANY THIRD PARTY WEBSITES TO WHICH THIS WEBSITE MAY LINK. USERS OF THIS WEBSITE SHOULD FAMILIARIZE THEMSELVES WITH THE PRIVACY POLICIES OF ANY THIRD-PARTY WEBSITES THEY VISIT, AS THOSE THIRD-PARTY POLICIES WILL GOVERN ANY INFORMATION COLLECTED BY THOSE WEBSITES.

If you have questions about these terms of use or the Privacy Policy, please contact BAM at: john@getbuilding.com.