Approach
Personalized Plan
Every client's financial journey is unique. We take the time to understand your goals, values, and circumstances to create a personalized plan that reflects your life.
Tailored Portfolio
Your portfolio should be as individual as you. We build investment allocations that align with your risk tolerance, time horizon and objectives.
Human Connection
We believe wealth management is more than just numbers. By fostering genuine relationships, we gain a better understanding of your needs, supporting you through every stage of your financial journey.
Private Investments
Gain access to private investment opportunities that may enhance portfolio diversification and return. We provide qualified clients with access to select alternative investments to complement the rest of your portfolio allocations.
Transparent Fees
No hidden costs, no fine print. We pride ourselves on a fee structure that is simple, upfront, and aligned with your best interests.
Bitcoiners
We understand the perspective of Bitcoiners. Whether you're seeking long-term wealth preservation, diversification, or integration of Bitcoin into your broader investment strategy, we share your conviction and will help you build a plan around it.
Our Team
John Ruth
Co-Founder, CEO
Prior to co-founding Build, Mr. Ruth gained over a decade of experience within the investments and group benefits industry. During his time with Wallstreet Group Advisors, Mr. Ruth oversaw a rapid expansion of the firm's 401(k) plan advisory business, earning a Partnership in the firm in 2016. Mr. Ruth also served as President of the Jefferson City School Board, notably overseeing the passage of a bond issue to build a new high school in Missouri's capital city.
Mr. Ruth earned a BSBA in Marketing from the University of Missouri-Columbia, where he was also a member of the Tigers football team. He was elected to the Jefferson City Public Schools Board of Education, where he served six years. He also served seven years as a member of the Jefferson City Area YMCA Board of Directors. John and his wife have three daughters and remain active members within the Jefferson City community where they reside.
Matt Dines
Co-Founder, CIO, CFO
Prior to co-founding Build, Mr. Dines spent six years in finance roles at tech companies. At OpenX, the pioneer of the world's first programmatic digital advertising exchange, he was responsible for corporate finance and business development projects. During his tenure with Amazon, he held critical analytics and finance roles supporting the development of Amazon's emerging search and programmatic advertising businesses.
Mr. Dines holds a master's degree in finance from Washington University in St. Louis, with a focus on quantitative finance. He holds a bachelor's degree in biological science from the University of Notre Dame. He earned his Chartered Financial Analyst® designation in 2017. Matt and his wife live in Seattle with their twin boys.
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Featured Perspectives
Uncertainty Makes Bond Duration Trade a Balancing Act
Some investors may be tempted to “buy the dip” in bonds, but we may not be out of the woods yet.
High Yield Bonds - History Shows that Reaching for Yield Can Lead to Disaster
Reaching for income in high yield bonds is little different than ascending the top step of a ladder to get something just out of reach.
Gaining Perspective Podcast
Can SECURE Act 2.0 get retirement planning back on track? John Ruth talks with Advisor Perspective on the future of retirement planning.
Dot-Com Vs. Covid-19 Markets: Are We In For Another Crash?
We explore reasons why investors could reasonably draw conclusions of future returns from history, but still be caught on the wrong side of the trade.